Proceed with caution. It is important to know if your mom has a license to carry on such an activity. Moreover, parents are required to report income on FAFSA form. To falsify such information has severe penalties. The student’s income is to be reported as well. This situation could prove troubling. Get some legal advice. I think an attorney might not charge you for assistance with this issue. Adults can complicate a child’s life unknowingly. Sound advice is required.