It depends on your debit card only. If you opt for a premium card offerd by ICICI and HDFC bank you can go upto 2 lakh worth swipe or/ and 1 lakh worth withdrawal per day. The account has got nothing to do with your limit as banks sell these debit cards as a separate product to avail such benefits. This will cost you extra per anum. Around INR 1000 plus taxes at max. Online shopping is considered as swipe limit.